We’ve all been there–you’ve had a credit card number compromised or you accidentally went over your limit. One of the hassles, when this happens, is that your recurring payments such as those to Apple may not go through. This might not be a huge deal if you’re just purchasing a song from the iTunes Store, but it’s a bigger problem when your monthly storage charge can’t be processed. Apple does not immediately delete your data from
To set this up on iPhone or iPad go to the Settings app > tap your name > Payments & Shipping. Enter your Apple password if prompted. To add a new card just tap “Add Payment Method”. You can choose either an
If you want to rearrange the order of preference, tap the Edit button at the top of the Payment Methods list and drag the little rubber grips on the right side up or down. Or remove an item from the list with the red button on the left while in edit mode.
You can access similar controls on Mac by going to the Apple menu > App Store > [your name, lower left corner] > View Information > Manage Payments.
Be aware that if you use iCloud Family Sharing, only the “Family Organizer” will be able to make these changes, and all family member purchases will follow these payment preferences.
Apple has more information on handling declined cards.